HCBL bank has
been making its great contribution towards the development of banking services
in India. Uttar Pradesh has seven of its branches and two of its extension
centers for serving the peoples for number of its banking facilities.
This bank has
been providing its banking services since august 2002 with its head office
located at Luck now. This bank started with single room office has slowly
established many of its branches in many of the branches in the cities and two
extension centers.
This bank has
been equipped with all the updated facilities of bank and has been satisfying
its customers with its outstanding banking features. Some of its outstanding
banking facilities include-
·
NEFT and RTGS transactions
·
Internet banking facilities
·
ATM sharing
·
E- lobby
·
Banking mall
Further all of
its branches are fully computerized and are building up with very good
infrastructure. RTGS and NEFT transactions have made banking so smooth that all
the urgent transactions are possible to be done within same day with in short
period of time.
With the help
of online transactions facility, customers are able to carry on their
transactions from any of their place and at any time. Now customers don’t need
to delay their urgent transactions to wait for banking days and timings. Thus banking
is possible from any of the place by customers.
With ATM
sharing facility now the HCBL customers have more flexibility to use the ATM of
other banks having tie ups with HCBL for ATM sharing like Axis and IDBI. Now
the most of the problems of customer regarding cash withdrawal at any of the
time will be solved and customers don’t have to wait for bank to open.
Through SMS
banking facilities person can avail services like enquiry regarding last three
transactions, account balance and requesting the cheque book. These have made
banking very easier than before as previously people has to meet with so many documentary
formalities which wastes most of their time.
HCBL is also
known for their disciplined and well qualified staff members who are completely
devoted to serve their customers in best possible manner. They work till the
customer is fully satisfied with their services. For the suitability of
customers various call centers are also opened where every kind of complain and
problem of customers is listened and solved in every possible manner. Thus
every activity of the bank is directed towards serving the customers in best
way taking them as their main motive.
Further apart
from core banking, HCBL stated serving many of the other services like
insurance facility, tax consultancy, mutual fund selling, pan allotment,
portfolio management and many more. Thus along with banking HCBL also provides
financial services to the customers and having more interaction with their
customers. Bank has entered in tie ups with SBI Life insurance and Bharti Axa
General Insurance.
Thus under one
roof we can get all banking as well as financial solution. This bank is being
appreciated by RBI governor for its tremendous contribution in the field of
banking.

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