Opening of account in HCBL is better option

Having a bank account is not a status symbol. it has become the necessity of the day too.  Without having a saving bank account, it is quite difficult to maintain the financial balancing.  Routine expenses are due but a person wants some saving after all the expenditures.  This is only possible when a person has its saving bank account.  Though, opening of a bank account is not a big job.  Some documentary evidences and initial amount is sufficient to open a bank account but still banks needs a tough formality and thus the person feel hesitation to open a bank account.  But the system of approach of HCBL is different.  Individual can not feel that he/she is dealing with the financial agency.  The level of treatment, designing of the official structure, level of treatment are quite user friendly.

System of approach:  HCBL has adopted its unique system of approach for all.  If a person wants a simple saving bank account or any person wants a big loan.  Treatment is equal for all customers.  The dealing pattern has been designed according to the work.  Cooperatives are the basis of the bank and due to this, nature of functioning is quite simple.  In the premises of the HCBL, each customer is the most important person as he/she is giving the chance to the bank to serve in better manner.   Not only customers but employees posted at HCBL also feel well.  Amenities in the bank premises and to the customers are well planned and designed.  Bank understands the needs of the customers and thus all the policies have been framed accordingly.  

Technical infrastructure:  Presently the bank is serving with large caliber and has opened a number of branches in different cities of the country.  Inside the bank, all functioning is fully automated.  From normal monetary transactions to sanctioning of the loan, all process is automated.  Notification system has been adopted so that the customer can be informed at every transaction.  Notification system is also applicable for the persons having current account, saving account or loan account.  Monthly statement of the account can be asked on the e mail address.  To support the national drive to save ecology and to avoid paper work, an e-statement system has been formulated by the bank since inception.  All the ATMs of the bank, have the communications with the user to not to ask for receipt after withdrawal to save the ecology.  Balance display on the screen or the message notification is there and this is getting due attraction of the customers.  People are advised to come and join HCBL whether as a customer or as an employee. 

Amenities: At the HCBL, one can make his/her dream come true.  The financial support is easy than your imagination.  Loaning on various grounds is possible through minimum documentary evidences.   The customer can re-pay the loan in easy manner and no pre-payment penalty is levied on the customers.  This is one of the big amenities provided by the HCBL.