The time has gone when asking loan was
considered bad. People prefer to make
their own muscles rather than depending on other. But changing is the rule of world. Trends converted and people started paying
importance to loans. They felt that the
loans are the best medium to make their dreams fulfill. The conventional hesitation has slipped and
various agencies have also emerged on the horizon of financial threshold. Banks also started loaning facilities to their
customers with some easiness.
Earlier, the documentary evidences
were kept stronger to ascertain the authenticity of the individual concerned
but later the hard and fast ruling were liberalized some more and individuals
were provided the easy conditions.
Nature
of bank: Like other banks
HCBL also followed the same pattern of loaning with few additional steps. First of all, it should be implanted in mind
that the basic nature of the bank is based on the co-operatives. A collection of the enthusiastic
personalities is the face page of bank. Series
of efforts is not made by the bank officials only but this is the major
gathering of likeminded persons who are our prestigious customers too. We provide the loaning with simple
processing. All types of loans released
by HCBL are based on the actual needs of the individual. HCBL Tathastu understands the needs of customer and
that is why we sanction the applications of loan applicants on easy
conditions. All our functioning is based
on the nature of co-operatives. Though,
the modernism is in our behaviors and working culture but the basic of banking
theme is still based on co-operatives and will be.
Simplicity
in releasing the loans:
Without approaching the HCBL, it will not be possible to know for the esteemed customers
that how flexible our loaning process is. You just need to enter our premises and
remaining things will be looked after in so easy manner that you won’t feel you
are dealing with the bank. No need to
worry as we look modern like other banks but our system of approach will
provide a better support to solve all your loan related problems. Simplicity in submitting loan applications,
only essential documentary requirement, only one guarantor and having a simple
S/B account will suffice your entire requirement. The processing time of loan applications is
quite shorter and you can expect the loan on next week from the date of
submitting the application provided that all the documents are produced before
the bank in as required manner.
Quick
dealing: As far as
dealing pattern of HCBL is concerned, we can assure you that you will define
the same is best. Time frame is formulated to discharge each and every task in
the bank and the same is compiled with. Whether normal banking time or off
hours, all the time punctuality is considered on top. We understand the time is precious and this
is the thing which is in short quantity with every individual. So we take care
of precious time of our customers.
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